Smart Mom, Rich Mom
Kimberly Palmer

Book cover image

Narrated By: Karen White

Duration: 6 hours and 37 minutes

What to expect

Of all life’s financial shocks, few compare to bringing home an infant. Just one tiny person costs $250,000 to raise—not including college! How will you pay for it? That agonizing question fuels mothers’ choices about their careers, budgets, and families. Some lean in, some scale back or seek new opportunities—there are no easy answers, but lots of rewarding possibilities.

Smart Mom, Rich Mom explores how women today are navigating the financially challenging career/parenting years. Written by a national money columnist and mom of two, the book chronicles people who have stayed in the game—full time, freelance, self-employed, and more—and emerged more prosperous and empowered. Smart Mom, Rich Mom mines their experiences to uncover both career advice and spending and savings strategies that everyone can use. Stories, checklists, action steps, planning tools, and more explain how to

prepare financially for parenthood—whether you’re expecting your first child or your third;balance thrift with generating income and investing wisely;find flexibility at work while safeguarding your earning potential—save for both college and retirement despite increased expenses; plan for unexpected events, like a layoff or illness;and much more.

Kids change our lives, adding joy but draining bank accounts. Smart Mom, Rich Mom helps you adopt healthy habits—and make hard decisions—that pay off in abundance.


Personal finance, Business and Management, Gender studies: women and girls, Relationships and families: advice and issues, Parenting: advice and issues

Listen to a sample

“Her general points—for example, that the spending and saving habits we develop in our twenties have a significant impact on our financial future—are solid. And she is occasionally very witty.”

New York Times

“Excellent book…This invaluable resource does much more than fill a niche; it bridges a huge gap.”

Publishers Weekly (starred review)

“For every woman who has struggled with the concept of investing or groaned at the thought of retirement funds and college tuition.”

Foreword Reviews

“Anyone who tells you women don’t need financial advice specifically for them is wrong. Whether you’re the caretaker, the breadwinner, or both, Smart Mom, Rich Mom will be an indispensable resource for you.”